Michael Creel
Founder/NMLS #420674/Phoenix, AZ
What kinds of loans does Michael Creel work on?
Michael Creel works on FHA loans, VA loans, conventional loans, jumbo loans, home equity loans and HELOCs, and VA IRRRL refinances, with pricing shopped across the Forward Loans lender network.
What states can Michael Creel originate in?
Forward Loans (NMLS #2006640) is licensed as a mortgage broker and non-delegated correspondent lender in Arizona, California, Colorado, Texas, Florida, Washington, Oregon and Alabama. Each loan officer also holds individual state licenses. You can verify Michael Creel’s personal license states any time at NMLS Consumer Access under NMLS #420674.
Frequently asked questions
What is Michael Creel’s NMLS number?
Michael Creel’s individual NMLS ID is #420674. Forward Loans operates under company NMLS #2006640. Both can be verified at NMLS Consumer Access.
Is Forward Loans a broker or a lender?
Both. Forward Loans is licensed as a mortgage broker and as a non-delegated correspondent lender in all eight states it serves. A file can be shopped across the lender network or funded in house, depending on which works out better for the borrower.
What loan types does Michael Creel handle?
FHA, VA, conventional, jumbo, home equity loans and HELOCs, and VA IRRRL refinances, through the Forward Loans mortgage marketplace.
How do you start with Michael Creel?
Call or email directly using the contact details above, or start a pre-qualification estimate online. Figures shown are estimates and subject to full underwriting.
Where is Michael Creel based?
Phoenix, AZ. Forward Loans is headquartered at 11201 N Tatum Blvd, Ste 300, Phoenix, AZ 85028.
About Michael
Michael started Forward Loans in 2020 after 20 years in mortgage, marketing, and real estate. He works with buyers who want real options and a straight answer, not a call center.
His focus is building a brokerage that feels different from a traditional lender. Forward Loans is set up so clients get real options from multiple investors, straight answers from people who know their file, and clear communication through closing. The company serves homebuyers and homeowners across eight states, and Michael is personally licensed to originate in Arizona, California, Colorado, and Texas.
Michael leads day-to-day operations and the marketing side of the business. He spends most of his time on strategy, team development, and how Forward shows up publicly through its content, brand, and Realtor partnerships.
Outside of work, family is the center. His wife, daughter, and son are his first priority. Faith and community shape his decisions, and he gives back through groups like PCH50 and Change Agents of Arizona.
He is also into music, design, and branding, which shows up in how Forward looks and sounds.
Reach Michael