Emma Ferguson

Loan Officer/NMLS #2154288/Phoenix, AZ

What kinds of loans does Emma Ferguson work on?

Emma Ferguson works on FHA loans, VA loans, conventional loans, jumbo loans, home equity loans and HELOCs, and VA IRRRL refinances, with pricing shopped across the Forward Loans lender network.

What states can Emma Ferguson originate in?

Forward Loans (NMLS #2006640) is licensed as a mortgage broker and non-delegated correspondent lender in Arizona, California, Colorado, Texas, Florida, Washington, Oregon and Alabama. Each loan officer also holds individual state licenses. You can verify Emma Ferguson’s personal license states any time at NMLS Consumer Access under NMLS #2154288.

Frequently asked questions

  • What is Emma Ferguson’s NMLS number?

    Emma Ferguson’s individual NMLS ID is #2154288. Forward Loans operates under company NMLS #2006640. Both can be verified at NMLS Consumer Access.

  • Is Forward Loans a broker or a lender?

    Both. Forward Loans is licensed as a mortgage broker and as a non-delegated correspondent lender in all eight states it serves. A file can be shopped across the lender network or funded in house, depending on which works out better for the borrower.

  • What loan types does Emma Ferguson handle?

    FHA, VA, conventional, jumbo, home equity loans and HELOCs, and VA IRRRL refinances, through the Forward Loans mortgage marketplace.

  • How do you start with Emma Ferguson?

    Call or email directly using the contact details above, or start a pre-qualification estimate online. Figures shown are estimates and subject to full underwriting.

  • Where is Emma Ferguson based?

    Phoenix, AZ. Forward Loans is headquartered at 11201 N Tatum Blvd, Ste 300, Phoenix, AZ 85028.

About Emma

Emma Ferguson is a Loan Officer at Forward Loans in Phoenix (NMLS #2154288), working with homebuyers in Arizona, Washington, Colorado, and Oregon.

Emma Ferguson is a Loan Officer at Forward Loans in Phoenix (NMLS #2154288). She is licensed in Arizona, Washington, Colorado, and Oregon and joined Forward in 2024 after originating at V.I.P. Mortgage, Prosperity Home Mortgage, and JFQ Lending.

She studied at Arizona State University. Emma’s clients know her for quick answers and a straight read on what a loan really costs.

Reach Emma