Payment Scenarios: Buydown Options | Michael Creel
Your payment options
Adjust the numbers below. The rate reprices for your scenario as you go.
Loan details
Buydown option
Your numbers
Side by side
| No buydown | 1-0 | 2-1 |
|---|
The buydown credit funds an escrow account at closing. It is not added to your loan amount, and your note rate never changes. If you sell or refinance early, unused escrow funds are typically applied to your loan balance.
Want to talk through these numbers?
Contact Michael Creel. Text or email (602) 339-2643 and michael@forward.loans.

Forward Loans (Forward Holdings, LLC), NMLS #2006640, MB-1012025
11201 N Tatum Blvd, Ste 300, Phoenix, AZ 85028 | (602) 730-2270 | info@forward.loans
All figures are estimates for discussion only. This is not a loan offer, rate quote, or commitment to lend. Any eligibility is based on information provided and subject to full underwriting. Pricing shown is subject to change without notice. Live pricing assumes a purchase of a single family primary home and your selected credit range; your actual rate depends on your full application. Temporary buydown availability depends on program guidelines. Forward Loans is licensed as a mortgage broker and non-delegated correspondent lender in AZ, CA, CO, TX, FL, WA, OR, and AL. Equal Housing Opportunity.